Personal Banking

Simplify your life with an EMV (Chip enabled) Shelby Savings Bank MasterCard® Debit Card, the quick, easy and worry-free way to pay for your purchases. Use your Shelby Saving Bank Debit Card wherever MasterCard® Debit Cards are accepted. It's as simple as using a credit card, and allows you to use the money in your checking account without the hassle of writing a check.

• Use wherever MasterCard® Debit Cards are accepted
• Also functions as an ATM card for both Deposits and Withdrawals
• Account statement includes the date, location and amount of every debit card transaction
• Security safeguards include your own personal identification number
• Use our Card Control feature to be alerted of purchases and restrict purchases to combat fraud
• Sign up with MasterCard® SecureCode to protect you against unauthorized use while shopping online or at participating retailers.
• Come see us and you can walk out with your debit card the same day you open your account.

Safety Tips

• Make a record of card numbers, expiration dates and phone numbers. Keep this record in a safe place, separate from where you keep your cards. Use this information when you report cards lost or stolen.
• Never put your account number or PIN on the outside of an envelope or a postcard. Write down the toll-free emergency number and keep it with you, but separate from your card.
• Never give your debit or credit card number over the phone unless you've made the call.
• Don't sign a blank charge slip unless absolutely necessary.
• Tear up carbons from slips and save receipts.
• Always check receipts against your monthly statements. Report any errors within 60 days of the statement mailing date.
• Check all ATM receipts against bank statements.
• Carry only the cards you need, especially when traveling.
• Choose a personal identification number (PIN) that's different from other obvious numbers, like your phone or Social Security number or your birthday.
• Memorize your PIN and don't write it on anything in your wallet.

IF YOUR CARD IS LOST OR STOLEN, PLEASE REPORT TO YOUR NEAREST BRANCH IMMEDIATELY!

Shelby Savings Bank offers simple and secure access to all your accounts, wherever you are and whenever you need it, with online banking. Check balances and review account history online, and then download the data into spreadsheets or personal financial management programs. Pay bills and set up recurring payments for mortgage or loan payments with a few clicks of the mouse. Electronic statements are provided online in a Portable Document Format (PDF), and can be pulled for each account up to 18 months from the current statement cycle once you set up e-statements.

Shelby Savings also offers business customers the ability to add sub-users, and customize their access to business accounts as well as direct deposit payroll via ACH. Talk to your new account representative about online business banking with Shelby Savings Bank.

Shelby Savings utilizes state-of-the-art firewall systems and tight physical security to keep data secure. In addition, our core processor maintains an exemplary disaster recovery plan.

INTERNET BANKING FEATURES:

• One-site banking for balance inquiries, history data and bill payment
• Integrated real-time history of deposits, withdrawals, checks posted, etc.
• Complete money management: account transfers, external account transfers, automatic deposits, bill payment
• Near 24-hour real time access
• Check image viewing and image manipulation
• Electronic Statements
• Advanced Security and Notification options
• Mobile Deposit (app only)

Always on the go? No problem! Shelby Savings Bank also offers a web based mobile banking option for your smart phones. Using your smart phone, just go to m.ssbtx.com. There you can check balances, account histories, transfer money within your Shelby Savings Accounts, and pay bills using our bill pay system. This service is free to all customers (data charges may apply).

Shelby Savings Bank also offers an app for both your Apple and Andriod phones.  Go to the mobile banking page for download links.  Using the app, you can check balances, account histories, transfer money, pay bills, deposit your checks using our new mobile deposit feature.